Credit
Credit Card Reward Schemes: Are Cashback and Air Miles Worth It?
Explore the pros and cons of UK reward credit cards, including cashback and Avios points, to determine if they truly offer good value for your spending habits.
Financing
The Rise of Green Car Finance for Electric Vehicles in the UK
As the UK moves to electric vehicles, green car finance is growing. See how these specialised products can affect the cost of running an EV.
Loans
Overpaying Your Mortgage: Strategies to Beat the 7% SVR Trap
With the base rate at 3.75% and Standard Variable Rates around 7%, see how overpaying your mortgage works and how to avoid the SVR trap.
Credit
How the FCA Consumer Duty Changes the Way Banks Treat Your Credit
An overview of the FCA Consumer Duty, explaining how it requires better outcomes, transparent pricing and stronger support for UK credit customers.
Financing
Leasing a Car in the UK (PCH): Pros and Cons for Everyday Drivers
A guide to Personal Contract Hire (PCH) in the UK, covering the advantages and disadvantages of leasing a car to help you decide if it suits you.
Loans
Homeowner Loans (Secured Loans): Are They Worth Risking Your Property?
Homeowner loans secure larger borrowing against your property. Explore the true costs, the risk of repossession and the alternatives in the UK.
Financing
Klarna, Clearpay and Section 75: Your Rights with BNPL Credit
Your rights when using Buy Now, Pay Later services such as Klarna and Clearpay in the UK now that FCA regulation and Section 75 apply.
Loans
Navigating Personal Loans for Self-Employed Workers in the UK
Getting a personal loan when self-employed can be hard. Learn how UK lenders assess affordability and which accounts and records to prepare.